Auto Dealership Insurance - Protect Your Business with the Right Coverage
📍 4001 N Perryville Rd., Loves Park, IL 61111
📞 Call Us Today: 815-691-1111
📧 Email: sales@insurance.contractors
Comprehensive Insurance for Auto Dealerships
Owning an auto dealership comes with unique risks—protect your business, employees, and inventory with customized insurance solutions. At Insurance.Contractors, we specialize in providing tailored policies for independent and franchised dealerships, covering everything from liability to inventory protection.
Why Auto Dealerships Need Specialized Insurance
Auto dealerships face a range of risks, including: ✅ Customer and Employee Injuries – Protect against bodily injury claims.
✅ Theft and Vandalism – Safeguard your expensive vehicle inventory.
✅ Property Damage – Coverage for your showroom, garage, and lots.
✅ Test Drive Accidents – Ensure you’re protected when customers take vehicles for a spin.
✅ Garage Liability – Covers damage to customer vehicles while in your care.
✅ Business Interruption – Stay covered in case of unexpected closures.
Our Insurance Coverages for Auto Dealerships
We offer comprehensive coverage plans designed specifically for dealerships:
1. Garage Liability Insurance
- Covers bodily injury and property damage related to dealership operations.
- Essential protection for vehicles on test drives or being serviced.
2. Garage Keepers Insurance
- Protects customer vehicles left at your dealership for servicing or storage.
3. Inventory (Dealer’s Open Lot) Coverage
- Covers your dealership’s vehicle inventory against theft, fire, hail, and other risks.
4. General Liability Insurance
- Covers accidents that happen on your property, including customer injuries.
5. Workers’ Compensation
- Required in most states for employee injuries and lost wages.
6. Business Property Insurance
- Covers damage to your dealership’s buildings, tools, and office equipment.
7. Business Auto Insurance
- Coverage for dealership-owned vehicles used for business purposes.
8. Cyber Liability Insurance
- Protects against data breaches, cyberattacks, and stolen customer information.
Who We Cover
We provide insurance solutions for:
✔ Franchised New Car Dealerships
✔ Independent Used Car Dealerships
✔ Buy Here, Pay Here (BHPH) Dealers
✔ Motorcycle and Powersports Dealerships
✔ RV and Trailer Dealerships
Why Choose Insurance.Contractors?
🚗 Industry Expertise: We specialize in commercial insurance, ensuring dealerships get the right coverage.
📈 Competitive Pricing: Access top-rated carriers for the best rates.
📝 Fast Quotes & Easy Applications: We streamline the process for quick approvals.
💼 Customized Policies: Tailored coverage to fit your dealership’s unique needs.