As a trucker, you need several types of insurance coverage, including liability coverage, cargo insurance, and physical damage coverage. At Insurance.Contractors, we offer customizable coverage options that can fit your specific needs.

The cost of truckers insurance depends on various factors, such as the type of coverage you need, the value of your truck and cargo, and your driving history. We work with you to find the most affordable options that fit your budget.What is a USDOT number, and do I need one? 

A USDOT number is a unique identifier issued by the Federal Motor Carrier Safety Administration (FMCSA) to commercial vehicles engaged in interstate commerce. If you operate a truck that weighs more than 10,000 pounds or transports hazardous materials, you are required to obtain a USDOT number. We can help you understand the requirements and obtain a USDOT number if necessary.

A CDL (Commercial Driver’s License) is a specialized license that allows you to operate commercial vehicles, including trucks and buses. If you operate a truck that weighs more than 26,001 pounds or carries more than 16 passengers, you are required to have a CDL. We can help you understand the requirements and obtain a CDL if necessary.

Bobtail insurance, also known as non-trucking liability insurance, is a type of commercial trucking insurance that provides coverage for independent truckers when they are driving their rig without a trailer (i.e., bobtailing). Bobtailing occurs when a trucker is operating the tractor (cab) without a trailer attached.

While truckers typically have primary liability insurance that covers them when they are hauling a load for a motor carrier, this coverage may not apply when they are driving the truck without a trailer (bobtailing) and are not under dispatch. Bobtail insurance fills this gap by providing liability coverage for independent truckers during these non-business use situations.

Trailer interchange coverage is a type of insurance that provides protection for the physical damage to trailers that an insured trucker does not own but has in their possession under a written trailer interchange agreement. This coverage is commonly used in the trucking and transportation industry when trailers are interchanged or swapped between different parties, such as motor carriers or trucking companies.