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Our Location
Hours
- Mon 9:00 AM – 6 PM
- Tue 9:00 AM – 6 PM
- Wed 9:00 AM – 6 PM
- Thu 9:00 AM – 6 PM
- Fri 9:00 AM – 5 PM
- Sat By Appointment
- Sun By Appointment
About Us
Insurance.Contractors is your trusted partner for business and personal insurance. We shop multiple carriers to find the right coverage at the best value – from General Liability and Workers’ Comp to Home, Auto, and Specialty Lines. Fast service, expert advice, and solutions for even the toughest risks.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance…
Business Owners Packages
A Business Owners Package combines essential coverages into one convenient policy designed for small to mid-sized businesses. It typically includes general liability insurance to protect against third-party claims, commercial property insurance to cover buildings, equipment, and inventory, and business interruption coverage to help replace lost income if operations are temporarily shut down. A BOP can often be customized with additional options like cyber liability, equipment breakdown, or professional liability, making it a cost-effective and streamlined solution for many business owners.
General Liability
General Liability insurance protects your business from financial losses caused by claims of bodily injury, property damage, or personal/advertising injury to others. It covers incidents like a customer slipping and falling at your job site, accidental damage to a client’s property, or claims of libel or slander. This type of insurance is often required by landlords, clients, or contracts and serves as the foundation of most business insurance programs, providing peace of mind against common risks.
Commercial Auto / Trucking
Commercial Auto and Trucking insurance is designed to protect businesses that use vehicles for work, from small service vans to large tractor-trailers. It provides liability coverage for accidents causing injury or property damage, along with options for physical damage, cargo coverage, uninsured/underinsured motorists, and more. For trucking operations, specialized policies also address federal and state requirements, motor carrier filings, and the unique risks of hauling goods. This coverage is critical for contractors, delivery services, and trucking companies to stay compliant, protect assets, and keep their business moving.
Workers Compensation
Workers’ Compensation insurance provides protection for both employees and employers when workplace injuries or illnesses occur. It covers medical expenses, lost wages, and rehabilitation costs for injured workers, while also shielding the business from costly lawsuits related to workplace accidents. In most states, coverage is required by law once a business has employees. Whether you have a crew of contractors, office staff, or a growing workforce, Workers’ Comp ensures your employees are cared for and your business remains compliant.
Property Insurance
Business Property insurance protects the physical assets your company depends on—such as buildings, equipment, inventory, furniture, and tools—against losses from fire, theft, vandalism, storms, and other covered events. Whether you own your building or lease office or warehouse space, this coverage ensures you can repair or replace damaged property quickly to keep operations running smoothly. Many landlords and lenders require it, and it can be tailored to include extras like equipment breakdown or business income protection.
Surety Bonds
Surety Bonds provide a financial guarantee that your business will meet its obligations, whether it’s completing a project, paying suppliers, or complying with laws and regulations. Common in construction and contracting, bonds reassure clients, project owners, and government agencies that you will perform as promised. If obligations aren’t met, the bond ensures compensation is available to the affected party. They are often required for licensing, permits, or bidding on jobs, making them an essential tool for building trust and securing contracts.
States we serve
Illinois | Indiana | Iowa | Michigan | Missouri | Ohio | South Carolina | Texas | Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Flood
- Home
- Mobile Home
- Motorcycle
- RV / Motorhome
- Renters
- Snowmobile
- Travel Trailer
- Umbrella
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Workers’ Compensation
Industries we serve
- Accommodation and Food Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing – Food / Beverage / Textiles / Apparel / Leather
- Manufacturing – Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing – Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail – Sporting Goods / Hobby / Music / General / Misc.
- Retail – Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation – Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Instant Access to Certificates of Insurance
At Insurance.Contractors, we offer instant approval for most policies and provide 24/7 access to certificates of insurance and policy documentation. This allows businesses to quickly secure the coverage they need and continue operations without delays. Count on us as your reliable source for business insurance.
At Insurance.Contractors, we specialize in business commercial insurance as an independent agent. We offer personalized service and leverage our industry connections to shop for the best insurance plans to suit your needs. Whether you require liability, property, or auto coverage, we can find budget-friendly options that fit your requirements. Let us help protect your business with tailored, comprehensive insurance solutions that give you peace of mind. Trust Insurance.Contractors for your commercial insurance needs.
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