Manufacturing Insurance for Illinois Makers & Producers
From small-batch food producers to mid-size manufacturers, we build flexible coverage — monoline GL up to a full commercial package — for businesses up to $25M in revenue. Based in Rockford, serving manufacturers across Illinois, Iowa, Wisconsin, and Indiana.
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Who We Cover
From small-batch artisans to mid-size manufacturers, our manufacturing program covers a wide range of makers. Here's where we specialize:
Food & Flavor
- Baked goods
- Candy or confectionery products
- Extracts
- Syrups or molasses
Revenue limit of $2M for this category
Specialty & Light Industrial
- Bolts, nuts, rivets, screws, or washers
- Metal goods (stamping)
- Flooring, carpet, tile
- Jewelry
Gift & Artisan Creations
- Engraving
- Bookbinding
- Leather goods
- China, porcelain, or earthenware
- Glass or glassware
Everyday Goods
- Candles
- Soap
- Paper goods
- Clothing
Our appetite doesn't end there. We also write coverage for manufacturers across 100+ additional classes, including:
Coverage Built for Manufacturers
Monoline general liability or a full commercial package — coverage scales with your operation.
Property Coverage
Building, business personal property, and off-premises coverage to protect your facility, inventory, and equipment.
Equipment Breakdown
Coverage for mechanical or electrical breakdown on the equipment that keeps your production line running.
General Liability
Includes limited product withdrawal expense, additional insureds, and liability enhancements built for manufacturers.
Business Income
Keeps cash flow steady if a covered loss interrupts production at your facility.
Auto & Inland Marine
Hired and non-owned auto coverage plus inland marine protection for goods and equipment in transit.
Excess Coverage to $5M
Added liability protection layered on top of your primary limits for larger-scale risk.
A Program Built to Scale With You
Whether you're a single-location maker or a growing manufacturer, the same program flexes to fit your operation.
$350
Minimum Premium
$25M
Revenue Eligibility
$5M
Excess Coverage Available
GL → Package
Monoline Liability to Full Commercial Package
Is This Program a Fit?
This program works well for most manufacturers — but a few categories fall outside it:
- Ammunition and weapons
- Building and construction materials
- Children and infant-related products
- Health care and medical products
- Industrial or pressurized piping products
- Meat, seafood, or slaughterhouse processing
- Marijuana, hemp, or cannabis products
Not sure if your business qualifies? Reach out — we'll quickly let you know, or point you toward coverage that fits.
Serving Manufacturers Across the Midwest
Headquartered in Rockford, IL, we write manufacturing coverage for businesses throughout Illinois and the surrounding region.
Manufacturing Insurance Questions, Answered
How much does manufacturing insurance cost?
Premiums start at a $350 minimum but vary widely based on your revenue, class of business, building, payroll, and the coverages you select. Because pricing depends so much on the specifics of your operation, the most accurate way to get a number is a quote — we'll walk through your business and tell you exactly where you land.
What size manufacturing businesses can you insure?
This program covers businesses up to $25M in annual revenue. One exception: food and flavor manufacturers (baked goods, candy, extracts, syrups) are capped at $2M in revenue under this specific program.
Can I get general liability only, or do I need a full package?
Either. The program is built to flex from monoline general liability up to a full customizable commercial package, so you're not stuck buying more coverage than your operation needs.
Does this cover product liability for what I manufacture?
Yes. General liability coverage extends to products you manufacture, and the program also includes limited product withdrawal expense — coverage that helps with the cost of a recall if a covered product issue requires one.
Can I add excess or umbrella liability coverage?
Yes, excess coverage is available up to $5M on top of your primary liability limits — useful for manufacturers whose contracts or risk exposure call for higher limits than a standard policy provides.
What if my business doesn't fit one of your listed classes?
The four categories on this page are where we specialize, but our appetite covers 100+ manufacturing classes in total. Reach out and describe your operation — we'll quickly tell you if it's a fit.
Get a Manufacturing Insurance Quote
One conversation gets you flexible coverage built for your operation — from monoline general liability to a full commercial package.