Errors & Omissions Coverage Built for Professionals Like You
One misstatement, one missed deadline, one unhappy client — that's all it takes. We protect consultants, accountants, advisors, and other service pros from claims that could sink a growing practice.
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Industries We Serve
💰 Financial
Accountants, CPAs, bookkeepers, tax preparers, financial & investment advisors, mortgage & loan brokers
📊 Business Consulting
Management, HR, operations, franchise, and compliance consultants
💻 Technology
IT consultants, MSPs, software/app/web developers, network & database consultants
🎨 Creative & Media
Marketing & ad agencies, graphic designers, PR firms, content creators, photographers, videographers
🏠 Real Estate
Agents, brokers, property managers, home inspectors, appraisers
⚖️ Legal
Attorneys, law firms, paralegals, mediators, arbitrators
📐 Engineering & Design
Architects, engineers, surveyors, interior & landscape designers
🎓 Education
Tutors, educational consultants, corporate trainers, business & life coaches
🗂️ Administrative Services
Virtual assistants, document prep, court reporting, translation, notary services
👥 HR & Staffing
Staffing agencies, recruiting firms, executive search firms
🔎 And More
Private investigators, security & environmental consultants, permit expediters, grant writers
Don't see your exact business listed? If you provide a professional service, we can likely cover it.
What Can Go Wrong in a Service Business
Client Disputes Over Deliverables
Even great work gets second-guessed when expectations aren't documented.
Missed Deadlines & Scope Creep
A blown timeline can turn into a claim of lost profits fast.
Alleged Negligence or Bad Advice
One claim that your recommendation caused financial harm can cost tens of thousands to defend — even if you did nothing wrong.
Data Breaches & Confidentiality
Client records, financials, and contracts all live in your inbox — and hackers know it.
Contract & Advice Disputes
Verbal agreements and gray-area advice create real exposure.
Subcontractor & Vendor Liability
If you bring in outside help, their mistakes can become your claim.
Protection Built for Service Professionals
Same-Day Certificate of Insurance
Need proof of coverage for a client contract today? We get it done today.
Business Owners Policy (BOP)
Bundles general liability and property coverage for your office and equipment, often at a discount.
General Liability
Protects against third-party bodily injury or property damage claims at your office or a client site.
Professional Liability (E&O)
Covers claims of negligence, errors, or missed deadlines in the advice or work you provide.
Cyber Liability & Data Breach
Covers notification costs, credit monitoring, and legal fees after a breach of client data.
Umbrella Coverage
Extra limits above your GL and E&O when a claim exceeds your primary policy.
Also available depending on your business: Workers' Compensation, Commercial Auto/HNOA, EPLI, and Crime/Fidelity coverage.
We Shop 30+ Carriers So You Don't Have To
+ 25 more carriers shopped on every quote
One application. Dozens of quotes. The right fit for your practice.
Compare My Rate →Pricing for Every Stage of Practice
Solo Practitioner
From $29/mo
(as low as $350/yr for E&O alone)
Standalone E&O or bundled with general liability for a one-person consulting or advisory practice.
Small Firm / Team
~$275/mo
Adds workers' comp and cyber coverage for a small team with an office.
Established Firm
~$650/mo
Higher limits, multiple locations, and a full suite of coverage as you scale.
Actual pricing depends on profession, revenue, claims history, and coverage limits.
Professional Services Insurance FAQ
Do I need E&O if I already have general liability?
Yes. General liability covers physical injury and property damage; E&O covers claims that your advice, work, or service caused a financial loss — a gap GL doesn't fill.
Can I get a certificate of insurance the same day?
In most cases, yes. Once your policy is bound, we can typically issue a COI same-day so you don't lose a contract waiting on paperwork.
What if I work with subcontractors or 1099s?
Their work can still expose your business to claims. We'll review how you're structured and make sure your policy accounts for outside help.
How many carriers do you check before quoting me?
We shop your practice across 30+ carriers to find the best combination of price and coverage — not just the first quote that comes back.
Protect the Practice You Built
Get a quote in minutes — no obligation, no pressure.
✓ Same-Day COI ✓ 30+ Carriers ✓ No Obligation