RV Insurance · Rockford, IL
RV & Travel Trailer Insurance in Rockford, IL
Motorhomes, travel trailers, fifth wheels and campers — insured through Progressive, Foremost and other RV specialists. One local agent to compare them and set up the right coverage.
- ✓Progressive & Foremost
- ✓Travel Trailers & Motorhomes
- ✓Full-Timer Coverage
Free, No-Obligation Quote
Get Your Free RV Quote
Progressive, Foremost and other RV carriers compared by a local, licensed agent.
Get My RV Quote →📞 (815) 691-1111Prefer to text? Text (815) 691-1111
Coverage Options
RV Insurance Coverage
RV-specific coverage that an auto or home policy will not provide. Options vary by carrier.
Liability
Required for motorhomes in Illinois. Covers injuries and damage you cause to others on the road.
Collision & Comprehensive
Accidents, theft, fire, hail, wind, flood, vandalism and animal strikes.
Total Loss Replacement
Replace a newer totaled RV with a new one of like kind and quality.
Vacation / Campsite Liability
Covers injuries to others while your RV is parked and used as a vacation home.
Personal Effects
Replacement cost coverage for belongings inside your RV.
Emergency Expenses
Lodging and travel home if a covered loss happens far from home.
Roadside & Towing
Towing, flat tires, fuel delivery and lockouts for your RV.
Full-Timer Coverage
Home-like liability and medical coverage if you live in your RV.
Roof & Attached Accessories
Awnings, satellite dishes, solar panels and roof protection options.
Why Shop With Us
RV Specialists, One Local Agent
We write most RVs through Progressive and Foremost — two of the largest RV insurers — and compare them for you.
Progressive & Foremost
Two leading RV carriers compared side by side.
Storage Options
Lower your cost while the RV is stored for the winter.
Bundle With Auto
Multi-policy discounts with your auto, home or boat.
Local Agent
Claims help and policy changes from our Loves Park office.
Heading out this season? Get your RV quote before you hit the road.
Get My RV Quote →RVs We Insure
Coverage for Every Rig
From weekend campers to full-time motorhomes.
Class A Motorhomes
Large diesel and gas motorhomes.
Class B Camper Vans
Camper vans and conversion vans.
Class C Motorhomes
Cab-over and mini motorhomes.
Travel Trailers
Bumper-pull travel trailers of every size.
Fifth Wheels & Toy Haulers
Fifth-wheel trailers and toy haulers.
Pop-Ups & Truck Campers
Pop-up campers, tent trailers and truck campers.
Service Area
RV Insurance for Rockford & the Stateline Area
RV and travel trailer insurance in Winnebago, Boone, Ogle and Stephenson counties — plus Wisconsin, Iowa and Indiana.
Ways to Save
RV Insurance Discounts
Ask which of these apply to you.
Multi-Policy
Bundle with auto, home or boat.
Safe Driver
Clean driving record.
Storage / Lay-Up
Reduced coverage while stored.
Anti-Theft
Anti-theft devices and GPS trackers.
RV Association Member
Membership in RV clubs and associations.
Paid in Full
Pay your policy up front.
Tow a travel trailer? We can quote it with your truck.
Get My RV Quote →| Question | Answer |
|---|---|
| Is RV insurance required in Illinois? | Motorhomes are motor vehicles, so Illinois requires liability insurance on them. Travel trailers and fifth wheels generally rely on the tow vehicle’s liability while being towed, but physical damage coverage is needed to protect the trailer itself, and lenders require it. |
| Does my auto insurance cover my travel trailer? | Your auto policy usually extends liability to a trailer while it is being towed. It generally does not cover damage to the trailer, your belongings inside it, or liability while it is parked at a campsite. A travel trailer policy fills those gaps. |
| Which companies do you use for RV insurance? | We write most RVs and travel trailers through Progressive and Foremost, and compare other carriers when they are a better fit. |
| What is total loss replacement? | On eligible newer RVs, total loss replacement pays to replace a totaled RV with a new one of like kind and quality instead of paying its depreciated value. |
| Do you offer full-timer RV insurance? | Yes. If you live in your RV, full-timer coverage adds home-like personal liability and medical payments coverage. |
| Can I lower my premium while my RV is stored for winter? | Many carriers offer storage or lay-up options that reduce coverage and cost while the RV is not in use. We set this up when you buy. |
| How much does RV insurance cost? | It depends on the RV type, value and age, how often you use it, your driving record and the coverage you choose. We compare carriers to find your rate. |
| What do I need for an RV quote? | The year, make, model, VIN and value of the RV, how you use it (weekend, seasonal or full-time) and your driver information. |
Get Started
Get Your RV Insurance Quote
One application. 30+ carriers. A licensed agent reviews every quote.